My family has alot of debt due to a financial crisis we had a few years back. 60% of our household imcome goes to paying debts. We find it almost impossible to save any $ every month. How do we get out of our predicament?

I think right now, the priority is to clear your debts. It has to be your number one priority for now because till you do, things cannot get back to normal. Make cuts wherever you can -- leisure, groceries (consider getting house brands for some), try to reduce utilities bills etc. If your family is not already aware, let them know that the family spending has to reduce for the time being. As for for saving, the tiniest of savings will help. If you can find a way to save 10 dollars a day (maybe pack lunch instead of eating out), it will make a difference in the long run. Good luck and I hope things will quickly improve for you and you family.

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