It’s not a “need” to buy maternity insurance and it depends on why you want to buy one. For me, I buy bcos I can transfer the life insurance to my child upon birth with no underwriting (even the child is born with some condition). (Hence: I didn’t buy stand alone). And also in the event of child needs blue light therapy for jaundice, it’s covered. For other pregnancy complications (ie: pre eclampsia ) it’s covered by ur own hosp plan too. For GD, think u need to meet certain criteria to claim. So u need to check properly & think of why u need to buy it.
i regretted not getting one after 13 weeks. as now im diagnose with gdm, if i have bought a insurance it couldve covered some cost. try prudential or aia
No need to regret. I bought prudential and got gd. But after I delivered , my gd gone. So I didn’t get any compensation. You only get paid if ur gd continues even after delivery.(means u got high risk of diabetes). I rather not get any payout
I'm in week 30 and just bought with AIA qiren, mum2baby insurance. Once I delivered will pass to baby directly,
it depends on yourself but maternity insurance does not cover all complications
I'm with Prudential, can contact me if you are open to exploring our standalone plan
welcome
Stand-alone plans are offered by Manulife, Aviva and Prudential :)
a.rzli