Not much of a difference. Scared to forget them

yes.. scammers are getting better day by day

Yes, but its a coded system to help me rmbr

Yes for some sets, different for others.

For my sanity plus my memory is poor

I will make just slight changes

Yes I do. For security reasons.

Mostly it's about the same lol

I have 4-5 I cycle around

Unless it’s for work