Maternity insurance. 5 or 10 k coverage?

I’m planning to get maternity insurance from GE but not too sure which coverage to go for. 5k sum assured is $398 10k sun assured is $678 Any advice?

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My agent tell me to get the cheapest because the main thing about maternity insurance is that baby is covered right from birth, not really about the sum assured. But eventually I didn't get maternity insurance, will buy when baby is born 😊

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Home Pregnancy im planning get maternity insurance from ge but not too sure which coverage