Hi, im a FTM. which company did u sign up for your child's hospitalization plan? Mind sharing the reason for choosing the company and the premium per annum? What are the things i should look out for in such plans? Thanks so much in advance.

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My son's hospitalization plan is with AXA, chose it because I met an agent at that time and trusted her to handle his policies more than my cousin (she's one of those agents who work for commission and then disappears when you need help clarifying issues). I added a rider to cover all deductibles and co-insurance up to private hospitals too, about $20+/month as I chose monthly plans :) I'd say you should look out for an agent who is easily reachable and truly cares for you and your family (checks in every now and then, shares things outside of job), the things covered under the plans and what kind of hospitals and wards they cover.

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