Depende kung anong semester ka ng taon manganganak, as to kung ilang months ba dapat nabayaran mo, dapat meron kang 6 months payment or 3 months payment within 12 months prior sa smester ng taon kung kailan ka nanganak. Ex. If July to december 2020 birthing semester mo dapat nakapaghulog ka ng 3 times or 6 times sa buwan ng july 2019 up to june2020.