Will polyclinic refer me to kkh for gynae check up?

You can go to the poly clinic and ask for referral to KKH and I think it will be cheaper , you can choose subsidise class and save cost using medisave (only claimable for delivery & pre delivery expenses) they have a cap amount for the claim , just check with them . Husbands medisave can be used as well . Just note that you’ll be seeing different doctors everytime and they won’t be contactable via mobile if you have any urgent concerns . You’ll need to call the hotline which is only available during office hours . The check up can only be done at the hospital and its affordable because the government will subsidise a portion of it but just note that you’ll need to pay cash for every visit and claim medisave after labour . (Pre delivery expenses as mentioned on the top part.) hope this helps .