Is it too late to buy IP now ?

Does hospital plan need waiting period? In 22 week now. . Any experts? Scare to ask agent coz they start hard sell :( Thks in advance for advices pls

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Can buy from week 13 onwards… there’s no waiting period. Maternity plan to good to have and good to buy early if you do plan to get insurance for your baby after they’re born. Some maternity plan require you to buy maternity insurance PLUS baby insurance at the same time. It’s bundled together. While some offers it separately and allows you to have up to 90 days after baby is born to decide which insurance to get for your baby. The whole point of maternity insurance is to actually ensure your baby do not need any underwriting before getting covered.

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hospital plan integrated shield think too late too buy . . see got any insurer advice anot

what do you mean waiting period? it’s best to buy early in your pregnancy