I have one policy and my husband too.
Ideal ba kumuha sa magkaibang insurance companies?
I think it depends on your goals.
For example, if your goal in getting insurance is for life protection, you may get from company A. If your goal in getting insurance is investment or educ plan, you may get from company B.
You may ask for a quotation/proposal from a trusted licensed FA from two different companies then compare. Then choose the best proposal that you think fits your goal and budget.
Nathaniella