I took AXA. Mine is ivf bb so not many co accepts me. What attracted me most is, they cover early c-sec due to complications, so if let's say i kena c-sec at 33weeks, they do cover tis. I don't think other co does that, but u r free to find out. The maternity plan is a lil ex but could be due to my age (36) but then i feel it's ok, cos if emergency c-sec at MtE, it's gonna cost alot n some help (able to claim) is better than nothing... N got the usual life insurance right after her birth la; i chose to commit 20yrs, n it's cheap (<1.2k/yr) cos of the lil one's entry age lol. And free health plan (b) for bb right after her birth, without any underwriting needed. Again most co will need to assess bb after they r born right, but AXA don't need to, just give them the Bc and they will cover bb within a week or two. N if urs end up to be premmies, most other co do not allow u to buy health insurance til bb turns 1 yo. For bb/ toddlers to be hospitalised due to Hfmd or fever etc, it's very common. These insurances r helping u to save money in e long run.
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