1. Not needed, don’t wait till last minute where the contractions are unbearable then you go hospital. Once it starts getting frequent and stronger, call up your hospital and prepare to go. Usually still have will time to eat a meal and shower 😉
2. I took AXA for both mummy and baby.
3. Depending if you’re looking at long term or short term and whether you need help with housework. Nanny mainly focuses on baby (or mummy too if you’re engaging confinement nanny from centres). Nanny also has no contract and don’t need a room for long term. Helper mainly focuses on either baby or house chores, but the housework is within her job scope when baby is asleep or when there is someone there to take care. Domestic helper tied down to contract, needs a permanent sleeping room for 2 years (space is to be considered here, most helper will want a room on her own.), you have to pay for levy, insurance, loan etc etc.
My advise is, if there is someone who is gonna take care of baby after all the PL or ML ends, then get a confinement nanny will do. If you think you can handle baby and housework, then get confinement food. Pros without engaging nanny is that when nanny leaves, you won’t feel lost since you’ve been doing the same thing for the past one month. Also some baby experienced bottle and nipple confusion after nanny leaves, leaving parents helpless with a baby that doesn’t want the boob or the bottle.
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