Maternity/newborn insurance

Hey fellow mummies/mummies to be! Did you ladies buy any maternity insurance? Is it necessary, how many weeks in did you buy it, and which company is good/would you recommend? :) Also do all maternity insurance include baby insurance after delivery or would you recommend getting a separate baby insurance? Thank you! :) #advicepls

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I took AIA Mum2baby maternity insurance at 15 wks as it can be transferred to baby aft birth. It's a whole life plan. Hassle free as I don't need to submit any document (pregnancy no complication). As opposed to NTUC income which I tried to get before settling for AIA, NTUC required me to submit all kinds of doc's letters inc NIPT and because I have asthma too, somehow they up the premium even when there's doc's letter to say tt my asthma under control and doesn't affect my pregnancy.

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