Ang kailangan nyo po to qualify for Maternity benefit is "The member has paid at least three (3) months of contributions within the 12-month period immediately before the semester of her childbirth or miscarriage/emergency termination of pregnancy"
https://www.sss.gov.ph/sss/appmanager/pages.jsp?page=maternity
It doesn't matter kung 2yrs or 3 months pa lang ang hulog nyo, ang importante po is HOW MANY ELIGIBLE MONTHS ang hulog nyo (based from mentioned above) and HOW MUCH ang hulog nyo, voluntary or not.
If makakapaghulog po kayo ng nung 6 eligible months, with P2,800 monthly, then upto 70k po ang pwede nyo makuha. Pwede po mas mababa, again, depende po sa mga hulog nyo.
Better po if Mag-login kayo sa sss online account nyo and check if eligible kayo for benefits based on your current contributions. Click nyo po Inquiry> Eligibility> Sickness/ Maternity ☺️
Para sa akin, mas mataas possible na makuha mo sa sss, kahit magbayad ka pa ng P2,800 x 6 months (P16,800), P70k naman makukuha mo. Unlike sa philhealth, may cap lang ang maternity package. If I'm not mistaken ay upto P8k for private lang ang maternity benefits ng philhealth, mas mataas ata kapag cs pero no more than 20k. In the end, better if you can avail both the sss and philhealth maternity benefits, hindi ka naman "lugi" eitherway ☺️
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