Hi parents. I need advice. I am in the mid of purchasing my own flat and i got to know i'm pregnant with #2. My first is 15months old. Hubby n i are working full time and we both have to work in order to pay for the house. But ifc and playgroup will be too expensive when we get our own hse by then. how much did u pay your child's IFC & PG fees monthly? So i can calculate my expenses better.