Finance issues

Hi parents. I need advice. I am in the mid of purchasing my own flat and i got to know i'm pregnant with #2. My first is 15months old. Hubby n i are working full time and we both have to work in order to pay for the house. But ifc and playgroup will be too expensive when we get our own hse by then. how much did u pay your child's IFC & PG fees monthly? So i can calculate my expenses better.

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It depends on the childcare you enrol your child to. And if the income is on a lower band, there’s extra subsidy. We pay the school fees using the kids CDA account

depend on ur total income sis .. if ur income exceed 7k might be few hundreds for cc / infant fees .. if both earning below 5k can get maximize subsidy