Maternity insurance - is it necessary?

Hi all, is it necessary to buy maternity insurance if pregnancy complications are covered under hospitalisation plan? #advicepls #pleasehelp

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Maternity cover some stuffs that hosp plan don’t. Example : gestational diabetes (pls check criteria to claim), blue light therapy for baby etc. However, I feel that the MOST impt reason to get maternity insurance is to buy the life insurance for the child without underwriting. If you don’t fancy the life insurance for ur child, i feel is not a must have

4y ago

Thanks for your explanation! It gives me a better idea!

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