Maternity Insurance - A need ?

It’s not a “need” to buy maternity insurance and it depends on why you want to buy one. For me, I buy bcos I can transfer the life insurance to my child upon birth with no underwriting (even the child is born with some condition). (Hence: I didn’t buy stand alone). And also in the event of child needs blue light therapy for jaundice, it’s covered. For other pregnancy complications (ie: pre eclampsia ) it’s covered by ur own hosp plan too. For GD, think u need to meet certain criteria to claim. So u need to check properly & think of why u need to buy it.