Gov Hospital Or Private Hospital

i prefer private. cause husband can be beside. I need him around. or my mum but prefer husband since my mum is old. My friend recently gave birth in a Gov Hospital, she was there for a week (due to complication) and without any help from husband and parents. So seeing her going through that, makes me adamant to go private even its heavy on my budget. It will take us 12 months of savings to give birth at private. Maybe charge on credit card if too much and convert to instalment. Thats how adamant I am. But also, I have complications and Im not sure if the private will push me to Gov. I’ll just try my best to find private that can cater me.