Am looking insurance for my pregnant wife. Checked around a little. The covers seems to be for very specific and few things and the cover also very little? Paying $399 for $5000 max pay out. Are all insurance plans like this?
mainly pre natal insurance are either a standalone which covers the maternity portion of 5k-25k (depends on which company you choose) or it comes tgt with a life plan.
which ensure your child to be covered immediately after birth without medical underwriting (once again, depending on which company you choose) if you have the luxury of time, it's best you explore diff company to see which suits your wife better.
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